Underwriting

I have a client who has many health problems, but recognises the significant need for protection. Due to his Crohn's disease, type 1 diabetes and heart condition, I have found it impossible to get cover from any of the major providers. Cost is not an...

LV= has continued the market's focus of reducing reliance on GP reports (GPRs) by slashing the number requested for its income protection (IP) applications.

F&TRC has added tele-underwriting and adviser remuneration to its list on ongoing projects in the protection market.

The debate between insurers "right" to assess risk vs concerns about unethical discrimination has come into sharp focus again.

Underwriting and claims technologies and systems are moving fast. But what do IFAs want from the processes, and are they likely to see it? Paul Robertson investigates

My client has an individual IP policy, but his employer is offering group IP cheaper for the same level of cover, plus an employee assistance programme (EAP). It is unlikely he will work for the same employer for life and this policy has a continuation...

In the ongoing battle between the legal profession and the insurance industry, the latter currently sits at win-one-lose-one, but the big fight may be yet to come...

Morgan Ash has launched a Supplementary Tele-Interview service, designed to allow underwriters who need further evidence on a case to obtain it quickly in a secure manner.

A client who owns a four-man window fitting company has asked me to organise business protection for him. This is not an area I'm familiar with, so as a complete beginner how do I go about evaluating the amount I should be protecting him for?

My client is 42 and runs a consultancy in the oil industry. As a result he has to travel extensively, including contracts in dangerous and high disease risk countries such as Algeria, Sudan and Nigeria. He has already arranged international private medical...