Individual Protection

Lead Co-op has launched life assurance leads allowing advisers to alter prices according to the source of the lead in order to reward and encourage quality leads.

Not only will the needs of each and every client who needs a protection policy differ, but advisers also have to factor in the different underwriting processes of providers...

Defaqto has released a guide to short-term income protection (STIP) and said it believes new opportunities are emerging in the market despite the mis-selling of payment protection insurance (PPI).

Employment and Support Allowance (ESA) claimants are the most dissatisfied with their service from the Job Centre, according to the Department for Work and Pensions (DWP).

Aegon paid 94% of critical illness (CI) claims in the first half of the year, a 3% increase on its overall result for 2010 (91%).

Holloway Friendly has launched an enhancement to their Purely IP income protection product - Purely Day One.

Aviva paid 92.5% of critical illness (CI) claims during the first six months of the year.

A Swiss Re report examining the accuracy of mortality projection models includes several interesting facts about life expectancy. Here are a few of our favourties from that report (plus a few others from elsewhere).

Mortality projection models are in need of a radical overhaul to ease insurers' funding problems and give them confidence when pricing future retirement income solutions, an influential new report argues.

Paul Broadhead of the Building Society Association lays out his plan to revive the mortgage market to Paul Robertson.