Individual Protection

An underwriting outsourcing company will be publishing updates on the number of female and male policies sold in the run up to the gender-neutral deadline and beyond.

Income protection needs to strip out the state benefits element if the product is to move upwards, a consultancy firm has stated.

LV= has increased its income protection benefit guarantee and introduced a high guaranteed insurability (GIO) option.

The Armed Forces are in danger of walking into a severe insurance mess, warns Richard Walsh

With the protection gap growing, Paul Yates celebrates an unsung hero with access to all levels of the market, the mortgage broker

The Income Protection Task Force has planned to launch a consumer charter as part of a three-point plan for income protection.

So we heard from British Friendly recently that income protection (IP) sales are not benefiting from the gender change opportunity. Advisers have reported similar, but that life is tracking the opposite trend.

A consumer comparison website has reported an overnight rise in premiums for whole of life as a direct result of the Gender Directive.

Educating consumers on the importance of income protection is a job for government and industry-led campaigns, advisers have said.

Income protection sales have not been benefiting from the potential business opportunity created by the Gender Directive, British Friendly has said.