Individual Protection

The excessive complexity of many financial products has dogged the financial services industry for as long as anyone can remember. I hope the publication of Carol Sergeant's Review of Simple Financial Products proves to be a watershed for the industry...

Economic uncertainty has sparked an increase in people setting up small businesses, advisers have said.

The simple products report could be the catalyst of a "clear blue water" reputation for income protection, despite its exclusion from the first phase of products, Unum has said.

Claims numbers for major smoking-related conditions have fallen massively in the last three years, an iPMI specialist provider has reported.

Simple income replacement proposals in the Sergeant review have not made the first set of products, with whole-of-life set to be included next.

The government was in listening mode at the launch of a report to tackle state dependency and potential National Insurance rebates for income protection policyholders in Westminster today.

UK salt consumption needs to reduce to avoid increased risk of heart disease and stroke, the public health minister has warned.

PPI controversy, opaque financial services and lack of trust in the industry are key barriers to widespread apathy about insurance protection, pensions and savings, Zurich has warned.

The majority of polled advisers have said FSA and Office of Fair Trading final guidance on short-term income protection provides complete clarity, amid recent concern over the PPI-style-product guidance.

The overwhelming majority of the younger generation would not consider taking out insurance, a Bright Grey report has shown.