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Critical Illness

Income Protection

Age immaterial for IP and PMI buyers

Young adults are just as aware of the need to protect their income and health as their elder peers, but fall behind when it comes to life insurance and critical illness (CI).

clock 15 February 2012 • 1 min read

Regulation

Blog: The complexity of simple products

Phil Jeynes warns that removing components from simple products may mean weaker cover for clients.

clock 15 February 2012 • 2 min read

Income Protection

LV= IP and CI claims paid dip slightly

LV= has announced it paid 91% of income protection (IP) and 88% of critical illness (CI) claims in 2011.

clock 15 February 2012 • 1 min read

Underwriting

Risk Clinic: Over-insured, under-employed

My 45-year-old client was made redundant due to the recession, but has recently started a new yet much lower-paid job. With his income protection (IP) policy covering his last wage level, he is now over-insured and would not be able to claim his full...

clock 14 February 2012 • 4 min read

Critical Illness

Around the world: Hong Kong CI

Critical illness products are continually evolving worldwide. With this in mind, Greg Becker checks out some interesting developments in Hong Kong.

clock 09 February 2012 • 4 min read

Critical Illness

Parents unaware of children's CI benefits

Parents are risking the financial security of their families should they become seriously ill by not buying critical illness (CI) protection.

clock 09 February 2012 • 2 min read

Income Protection

Govt set to bulldoze welfare reforms through Lords

The government looks set to force through its controversial welfare reforms without giving the House of Lords a chance to readdress the amendments it made.

clock 02 February 2012 • 1 min read

Critical Illness

Brits still prefer pets to loved ones

Brits would rather insure pets than themselves or their families, a survey has found.

clock 02 February 2012 • 1 min read

Critical Illness

Zurich pays 92% of CI claims

Zurich has revealed it paid 92% of critical illness (CI) claims last year.

clock 01 February 2012 • 1 min read

PMI

Defaqto introduces PMI ratings

Defaqto has released its Star Ratings for private medical insurance (PMI) for the first time.

clock 01 February 2012 • 1 min read
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