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Opinion

Individual Protection

Mental health: Insurance underwriters are human beings too

Following the recent article by The Guardian, specialist adviser Kathryn Knowles discusses changing industry perception and applying her own experiences of mental illness to her work for Cura.

clock 05 February 2018 • 4 min read

Individual Protection

Underwriting mental health

Following The Guardian's article detailing instances of people with a history of mental illness being refused life insurance, Andrew Wibberley, director of Alea Risk, looks into the ways underwriters can overcome challenges that underwriters face.

clock 25 January 2018 • 4 min read

Long Term Care

How can the government address social care funding?

With another green paper consultation on the cards, Richard Walsh examines the state of NHS funding, whether we're at a tipping point and the key questions that need to be addressed when covering social care costs.

clock 22 January 2018 • 4 min read

Critical Illness

How to choose the 'best' critical illness plan

CIExpert's Alan Lakey discusses how to choose the 'best' critical illness plan.

clock 18 January 2018 • 5 min read

Individual Protection

Millions of 'DINOs' ill-prepared for financial shocks

Over three million working couples are classed as 'double income, no option' (DINOs), which means they are vulnerable to financial ruin if one of the two loses their earnings. LV='s Justin Harper discusses how we can better safeguard those at risk.

clock 15 January 2018 • 4 min read

Whole of Life

Dying to talk about it

Zurich's Peter Hamilton discusses how insurers and advisers can broach difficult conversations around ageing.

clock 12 January 2018 • 6 min read

Critical Illness

Plain English guide to CI crucial to closing protection gap

Old Mutual Wealth's Paul Roberts discusses protection needs and industry responses to the ABI's statement of best practice.

clock 05 January 2018 • 3 min read

Critical Illness

Letter to the ABI: Make critical illness clearer

The Association of British Insurers has drafted new model critical illness definitions. But it's missed an opportunity to make them clearer. Fairer Finance has written to the director-general to ask them to think again.

clock 04 January 2018 • 2 min read

Business

Stuart Scullion: A look ahead to 2018

Stuart Scullion discusses some of the key issues that are facing the UK health sector in the year ahead, including insurance premium tax, third-party relationships and GDPR

clock 29 December 2017 • 5 min read

Group Protection

Paul Avis: Will 2018 prove to be the year for trusts?

The Autumn Budget contained important small print that, depending on whether it gets its act together in 2018, writes Paul Avis, could end up proving a real concern or genuine opportunity for the group life assurance sector

clock 28 December 2017 • 4 min read
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