Feature

When underwriting current or past drug users there are various ways to minimise the risk of covering unscrupulous policyholders. James Jones tackles the issues

With benefits for both firms and employees, Derek Findlayson outlines why SMEs should consider embracing private medical insurance and how advisers can best sell it to clients

With Britain officially crowned the 'fat man of Europe' how does the rise in obesity size up for the insurance industry and policyholders in general? Lucy Quinton investigates

Following last month's groundbreaking new age discrimination legislation, employers must reconsider their group IP strategies with a view to keeping staff in work. Wojciech Dochan explains

New proposals published by the Law Commission in September could be crucial for the protection industry. Nick Kirwan hopes they will boost lacking consumer confidence

Industry consenus would tell you that the long term care market is almost completely redundant. However, the need for cover is still acute, argues Nicky Cave

High blood pressure is one of the most common illnesses in the UK. However, without regular testing it is difficult to detect. David Butler explains

As people's lifestyles change, providers are having to rethink their understated life expectancy forecasts and accomodate for a longer-living population. Ian Owen reports

As mental health problems rise employers must improve their staff support infrastructure to ensure issues are addressed and employees kept in work. Dr Les Smith investigates

With a large number of advisers not fully understanding the new ABI amendments more must be done to highlight the forthcoming changes. Samantha Downes reports