Whole of life (WOL) sales are generally declining, but it could be used to meet changing needs. Fiona Murphy takes a closer look .
While many in the industry are predicting the end of whole of life, others are questioning how, post-RDR, it can be used to build more holistic cover, Nicola Culley reports.
When addressing a client's protection needs, most products deal in the term space. But with people potentially outliving these contracts, Owain Thomas looks to whole of life for rejuvenation.