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Life insurance

Term Assurance

Parents risking children's financial future by skipping life cover

Less than one in five parents take out life cover to protect their finances in case of them dies, according to new research.

clock 01 March 2012 •

Term Assurance

Half death claims made for those under 55

Half the life insurance claims received by Scottish Provident last year were made for those under 55 years old, the insurer has revealed.

clock 29 February 2012 •

Term Assurance

Grieving families need more short term financial support

Bereavement benefits need to be altered to better support those who have suffered the death of a loved one, government research has found.

clock 24 February 2012 • 2 min read

Marketing

Emotional IFA campaign introduces '21st century widow's tale'

Aviva has launched an adviser-facing awareness campaign to help IFAs emotionally engage with clients and their families while approaching the subject of protection.

clock 20 February 2012 • 2 min read

Income Protection

Age immaterial for IP and PMI buyers

Young adults are just as aware of the need to protect their income and health as their elder peers, but fall behind when it comes to life insurance and critical illness (CI).

clock 15 February 2012 • 1 min read

Regulation

Blog: The complexity of simple products

Phil Jeynes warns that removing components from simple products may mean weaker cover for clients.

clock 15 February 2012 • 2 min read

Income Protection

LV= IP and CI claims paid dip slightly

LV= has announced it paid 91% of income protection (IP) and 88% of critical illness (CI) claims in 2011.

clock 15 February 2012 • 1 min read

Term Assurance

British troops killed without life cover

Dozens of soldiers have been killed in Afghanistan without taking out life insurance while thousands more have served active duty without cover, it has been revealed.

clock 06 February 2012 • 1 min read

Marketing

'Awkward' conversations stop Brits talking about finances

Sex is the only subject more taboo than finances for UK families as many find the conversations too awkward and uncomfortable, a new report has revealed.

clock 25 January 2012 • 2 min read

Underwriting

Risk Clinic: Lump sum vs severity-based CI

My client has been reading about severity based payments for critical illness (CI) policies. I believe there is merit in polices that don't do this. In sales terms, what is the opposite side of the argument I can put to him?

clock 06 December 2011 • 4 min read
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