Law Commission

Employers and their staff could face more questions and demands for greater workforce information from insurers when taking out new policies or schemes in light of the new Consumer Insurance Act, insurers are warning.

Clients will be entitled to damages if insurers fail to pay claims promptly, according to the latest proposal by the Law Commission.

The government has given the green light to reforms which will mean insurers, not consumers, have the responsibility to provide all information regarding underwriting risk.

The Law Commission has released a recommendation for a statute and code of practice to pave the way for a coherent social care system.

Fraudulent insurance claims should allow the immediate cancellation of a policy, according to industrywide representations.