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Bright Grey

Underwriting

A relevant life?

Death in service benefits can pose tax and pension problems for high earners, while smaller firms have trouble getting underwriting. Jerry Bayman suggests looking at single life Relevant Life policies

clock 01 January 2010 •

Long Term Care

Government Bill makes future longterm care schemes problematic

Individuals should contribute towards future long term care costs but insurers will face a difficult task providing schemes to suit, according to a survey conducted by law firm Pinsent Masons LLP.

clock 01 January 2010 • 1 min read

Technology

Capita develops menu based protection system

Capita has released a software package that will allow financial advisers to compare products offering different elements of life and health cover.

clock 11 November 2009 •

uncategorised

Market Views

The protection industry is expecting a reduction in the number of IFAs post RDR of from 20-50%, depending on the survey chosen. Will this impact on sales of protection and will this prompt the resurgence of in-house sales forces - the man from the Pru?...

clock 02 November 2009 •

Insurer

Bright Grey releases death in service plan for SMEs

Bright Grey has released a stand alone Relevant Life Policy aimed at small to medium sized enterprises (SMEs).

clock 01 October 2009 •

Critical Illness

Bright Grey CI payouts hit 90%

Bright Grey paid nine in every 10 critical illness (CI) claims in the first half of 2009.

clock 01 October 2009 • 1 min read

uncategorised

A question of values

John Deane talks to Paul Robertson on management of a multi brand proposition, mutuality and the ever present protection gap.

clock 01 September 2009 •

uncategorised

Risk Clinic Case Study

James and his wife Monica, both 30, work together as interior designers. Monica is pregnant and they want to revisit their insurance. They currently have only a £120,000 joint life policy on their mortgage and nothing on their business together. Where...

clock 01 September 2009 •

uncategorised

Risk Clinic Case Study

John, 45, is an office manager looking for protection. He has a £200,000 mortgage and two children that he has custody of following his divorce two years ago. He does not exercise and although he had an alcohol problem four years ago, he does not drink....

clock 03 August 2009 •

uncategorised

Market Views

Do you think that any standardisation of qualifications for advisers will improve public trust in the insurance industry, leading to an uptake in the amount of people seeking out independent advice?

clock 03 August 2009 •
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