The growing interest in private healthcare: What do advisers need to know?

"11% of UK workers had accessed private hospital treatments in the past two years – for 18-24 year-olds, this increased to 17%"

clock • 5 min read

Karen Woodley, head of healthcare distribution at The Exeter, examines some of the key factors that go into ensuring consumers get the right level of health insurance cover and healthcare options as demand for private access continues to grow.

In England alone, 7.3 million people are on an NHS treatment waiting list[1], while 61% of people found it difficult to access NHS treatments in 2021-22.[2] It's not in doubt that the NHS fulfils an essential role in the UK, but numbers show that a fair proportion of consumers are considering private alternatives. A recent YouGov survey showed that over 25% of British adults have considered using private healthcare in the last year.[3] For one third of those who did, it was their first time doing so. For advisers, this growth in demand is hardly new news, but if 33% of private heal...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on PMI

Employers consider adding prevention to PMI offering: AXA Health
PMI

Employers consider adding prevention to PMI offering: AXA Health

Shift in employer attitudes

Jaskeet Briah
clock 23 June 2025 • 3 min read
Amii names Liam Kennedy as vice chair
PMI

Amii names Liam Kennedy as vice chair

Director of key accounts for Vitality

Jaskeet Briah
clock 12 June 2025 • 1 min read
2024 record year for private healthcare: PHIN
PMI

2024 record year for private healthcare: PHIN

3% year-on-year rise

Cameron Roberts
clock 03 June 2025 • 2 min read