Millions of families risking house and home

Britain is still a nation of home owners with 11.1 million mortgaged properties recorded in the UK last year.[1] And despite it being harder than ever to get a foot on the housing ladder, there were still more than 341,00 first time buyers in 2016[2]. With the average UK house price standing at £220,706[3], it's no surprise that taking out a mortgage is the biggest financial commitment most of us will ever make. And when you factor in that many micro businesses and SMEs are home based, it's clear that covering the mortgage should be many people's main protection need. But worryi...