Value added services can be transformative, says adviser

Cost vs value

clock • 5 min read

Via two real-life client case studies, Anna Glod, CEO of financial adviser Umbrella Protect, evidences the value of embedded services but cautions that not all protection policies are created equal.

It is likely that everybody reading COVER will already be sold on the fact that protection is important. Crucial in fact. But what is less known is the very real difference policies with value added services can make and why they are absolutely worth any extra money on the premium. Many protection policies are sold on price rather than benefits. This is particularly the case when sold by people who are not protection specialists. Many advisers are used to finding the cheapest just to make sure that their clients have some cover in place, but all protection policies are not created equall...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Adviser / Broking

Quilter Financial Planning joins PDG

Quilter Financial Planning joins PDG

Launches financial education campaign

Cameron Roberts
clock 02 November 2026 • 2 min read
Budget 26: Adviser frustration grows after delving into the details

Budget 26: Adviser frustration grows after delving into the details

"The overall tax take still rises"

Sophia Panayi
clock 29 October 2026 • 4 min read
Amii adds The Right Advice to membership

Amii adds The Right Advice to membership

New intermediary member

Jaskeet Briah
clock 27 October 2026 • 1 min read