'My payout means we can move on and concentrate on the future'

Importance of advice & full disclosure

clock • 3 min read

Breast cancer sufferer Sara Regan would not have received the payout to which she was entitled had it not been for the prompt action of her adviser and insurer.

A 44-year-old woman who was diagnosed with breast cancer during the pandemic has spoken to The Times about how important it is to get the right kind of insurance and to give your insurer the right information. Business centre manager Sara took out the critical illness policy with Aegon in 2018, arranged by financial adviser firm Cover My Bubble. She was paying £20 a month for the policy. Being diagnosed during lockdown meant that Sara needed to be shielded. Her husband Danny, a drain technician, had to stay home to care for her, so was also unable to work. They were both furloughed bu...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Critical Illness

Partner Insight: When illness changes work, financial plans need to adapt

Partner Insight: When illness changes work, financial plans need to adapt

Rethinking financial resilience when work changes rather than stops — by Lesley Barsanti, Scottish Widows

Lesley Barsanti, senior product owner, protection platform, Scottish Widows
clock 28 September 2026 • 4 min read
Guardian updates proposition and policy T&Cs

Guardian updates proposition and policy T&Cs

CI ‘survival period' reduced for new policyholders

Jaskeet Briah
clock 15 June 2026 • 3 min read
Guardian launches Critical Illness Essentials

Guardian launches Critical Illness Essentials

Two products launched

Cameron Roberts
clock 04 June 2026 • 2 min read