VitalityHealth launches Moratorium+ on personal PMI

'More competitive for those new to health insurance'

clock • 1 min read

15% premium discount offered to customers who answer 'no' to medical declaration

VitalityHealth has today announced an extension of its moratorium offering on personal PMI plans, to include Mori+. Moratorium underwriting is one of the most common forms of underwriting and enables customers to get immediate health cover, but excludes claims for pre-existing conditions for a set period of time, usually a number of years. The new Moratorium+ that VitalityHealth is offering will allow customers to receive an extra 15% discount on their premium if they answer ‘no' to the following medical declaration: In the last three years, has your customer or any other person to...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on PMI

Perci Health appoints medical director to support expansion
PMI

Perci Health appoints medical director to support expansion

Launch of new specialist clinics

Jaskeet Briah
clock 04 September 2025 • 2 min read
Private healthcare admissions hit second highest level in Q1 2025
PMI

Private healthcare admissions hit second highest level in Q1 2025

Insured admissions remain stable

Jaskeet Briah
clock 02 September 2025 • 3 min read
First Health joins amii
PMI

First Health joins amii

New intermediary member

Cameron Roberts
clock 28 August 2025 • 1 min read