Spotlight: Schizophrenia

"The shorter the period since stabilisation, the more severe will be likely terms offered"

clock • 5 min read

Vitality's John Downes examines the history, variations, symptoms and underwriting considerations of schizophrenia.

This week saw Schizophrenia Awareness Day in the UK (25 July) and a good opportunity to have a closer look at this complex condition from an underwriting and claims point of view. Schizophrenia is a mental health condition which affects the way in which an individual perceives reality. The condition usually starts in late adolescence or early adulthood, but it can occur earlier. In the general population, UK incidence is about 1%. The name schizophrenia comes from the Greek ‘skhizein' meaning to ‘split' and ‘phrenos' meaning ‘mind'. Owing to the word's origins, there is a popular misc...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Underwriting

Zurich personal protection and IP added to UnderwriteMe platform

Zurich personal protection and IP added to UnderwriteMe platform

Eighth insurer to offer ‘Buy Now’ option

Cameron Roberts
clock 28 August 2026 • 1 min read
Guardian reduces underwriting wait times

Guardian reduces underwriting wait times

Less than one-day average in Q2 2026

Cameron Roberts
clock 27 August 2026 • 2 min read
The COVER Review: claims, vulnerable customers, CPD

The COVER Review: claims, vulnerable customers, CPD

Week commencing 15 June 2026

COVER
clock 22 June 2026 • 1 min read