Sourcing life cover for clients with mental health history

clock • 5 min read

The Insurance Surgery offers some guidance to advisers

With one in four people in the UK experiencing a mental health problem each year, it is important for advisers to understand how they can help their clients to get protected. Historically, it has been very difficult to source life insurance for clients with a history of poor mental health, however over recent years there have been significant improvements within the insurance industry. Here at The Insurance Surgery, we are advocates for the access to insurance initiative, and are constantly pushing providers to create or improve products so that everyone can get the protection that they deserve....

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Adviser / Broking

Ed Bailey to lead Openwork Business School

Ed Bailey to lead Openwork Business School

Succeeds Helen Longland

Jaskeet Briah
clock 13 February 2026 • 2 min read
Financial advice should be added to workplace benefits – report

Financial advice should be added to workplace benefits – report

PIMFA Leading Lights Forum findings

Jen Frost
clock 13 February 2026 • 2 min read
Reassured partners with FOIL AI on non-disclosure

Reassured partners with FOIL AI on non-disclosure

Analysing medical data with insights from calls

Jaskeet Briah
clock 11 February 2026 • 2 min read