Sourcing life cover for clients with mental health history

clock • 5 min read

The Insurance Surgery offers some guidance to advisers

With one in four people in the UK experiencing a mental health problem each year, it is important for advisers to understand how they can help their clients to get protected. Historically, it has been very difficult to source life insurance for clients with a history of poor mental health, however over recent years there have been significant improvements within the insurance industry. Here at The Insurance Surgery, we are advocates for the access to insurance initiative, and are constantly pushing providers to create or improve products so that everyone can get the protection that they deserve....

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Adviser / Broking

A stake in the ground: World Mental Health Day

A stake in the ground: World Mental Health Day

“Helping those around us with their mental health should be something we do 365 days a year”

Cameron Roberts
clock 10 October 2025 • 3 min read
Paradigm Protect adds adviser access to Defaqto's CIC tool

Paradigm Protect adds adviser access to Defaqto's CIC tool

Managing product switching processes

Jaskeet Briah
clock 07 October 2025 • 2 min read
MAB invests in UK Moneyman

MAB invests in UK Moneyman

New appointed representative

Cameron Roberts
clock 01 October 2025 • 1 min read