Alan Lakey: The real impact of being a smoker

According to gender and different ages

clock • 4 min read

Understanding of the risks of smoking is essential when analysing the value of any critical illness plan

Should we generalise regarding the potential claim impact of being a smoker? When assessing any impact should a fully focused approach be used instead to measure the added risk of being a smoker? I ask this because recently I read an article (not on COVER, I might add) which introduced a number of generalisations regarding the increased risk in respect of cancer, many of which are likely to heap confusion on a complex issue. The impact of smoking in respect of a critical illness policy is potentially massive and an understanding of the risks is essential when analysing the value of any p...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Critical Illness

RedArc sees increased demand for support around serious conditions

RedArc sees increased demand for support around serious conditions

Support for stroke cases up by 113%

Jaskeet Briah
clock 04 June 2025 • 2 min read
Worth the wait

Worth the wait

NHS waiting list cover

Alan Lakey
clock 08 May 2025 • 3 min read
CIExpert comments on Guardian's CIC update

CIExpert comments on Guardian's CIC update

Additional conditions covered

Cameron Roberts
clock 23 April 2025 • 1 min read