Rental protection: Which insurers offer it and how?

clock • 5 min read

Adam Higgs assesses the IP options available to renters

According to the Office of National Statistics, the number of households living in privately rented accommodation increased from 2.8 million in 2007 to 4.5 million in 2017 - an increase of 63%. For most, their rent will be their biggest monthly expense and the loss of income would have a huge impact on their ability to keep up with their payments and as such income protection (IP) could be a valuable policy for many. In recent times the Building Resilient Households Group and Income Protection Taskforce have carried out a lot of work with government to make income protection more viable for...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Income Protection

Profile of an IP customer: BMI and protection

Profile of an IP customer: BMI and protection

Weighing the facts

Jo Miller and Warren O'Connell
clock 11 December 2025 • 3 min read
Low IP uptake due to misconceptions: Shepherds Friendly

Low IP uptake due to misconceptions: Shepherds Friendly

14% of working adults have IP

Cameron Roberts
clock 24 November 2025 • 2 min read
Profile of an IP Customer: Mix and match protection

Profile of an IP Customer: Mix and match protection

Why multi-benefit plans are winning

Jo Miller and Warren O'Connell
clock 20 November 2025 • 3 min read