SCOR's David Ferguson explores industry perception of total & permanent disability insurance, which, he suggests, seems to be in a much better condition than many might think
For many years, there has been a general industry perception that total & permanent disability (TPD) has presented problems for assessors when it comes to claim. That perception appears to have grown from a history of high claim declinature rates when assessors have often been faced with difficult claims to assess such as subjective and/or complex medical conditions leading to a poor reputation for the product in the industry. Is TPD still a problem? Because of this perception, we felt that...
Our biggest Protection & Health Summit yet comes to Hilton London Bankside on 4 October
Departure of managing director behind 'Rewire Routines' campaign opens two new roles alongside other key changes
Those caring for children and older relatives are under financial strain, research finds
How group income protection policies can offer legal support to business owners