Term Assurance

Coping with the loss of a loved-one is difficult enough without having to deal with financial burdens that remain. Peter Carvill explores which types of lifestage cover are most appropriate in the event of death

Fortis' long-awaited launch was worth the wait

The future is bright?

After the banks tightened their belts and restricted mortgage lending, the protection industry braced itself for a downturn in business. Yet as Peter Carvill points out, the opposite appears to be happening - for now.

The Protection Menu offers: n Level life cover n Level life cover with accelerated critical illnes...

The whole of life market has been hit with yet another year of poor sales figures, but is there a way that the sector can grow to offer a more up-to-date offering to consumers? Lucy Quinton reports. Click here to download pdf

Due in part to the Government's removal of tax relief on PTA, term assurance has failed to stay at the sales peak reached in 2004. Peter Carvill investigates why it has not reached its formerly lofty heights again. Click here to download pdf

Facing your fears

Tom, 35, lives with Beverley, his wife of the same age. Last week, Tom fell down the stairs and while his doctor has said there will be no lasting damage, he has torn the muscles in his left shoulder. Tom works as a teacher. He earns £30,000 a year and,...

What happens to a business when one of its key persons becomes ill, disabled or dies? Gerry Warner outlines what business protection really means