Individual Protection

Cirencester friendly paid 94% of its valid income protection (IP) claims totalling £2.7m in 2010 and reiterated its call for other providers follow suit.

A third of incapacity benefit (IB) recipients being reassessed for Employment and Support Allowance are being found too sick to work at all, according to government statistics.

Protection and medical insurance complaints are on course for a significant drop in volume during 2010/11, according to the latest statistics released by the Financial Ombudsman Service (FOS).

Advisers have expressed their shock at revelations a European Court ruling could require insurance contracts to be altered retrospectively and see some providers close to new business.

Paymentshield has announced a 10% increase in upfront commission available to brokers.

Cancer sufferers awaiting chemotherapy and those between courses will now be treated the same as patients already receiving treatment when claiming Employment and Support Allowance (ESA).

Following on from the introduction of sales guidelines for critical illness, COVER's sister title Mortgage Solutions has asked the industry if advisers need increased guidance in selling protection.

Women are increasing their earning power but less likely than men to have financial protection should they suddenly be unable to work, according to new research.

Some protection and private medical insurance (PMI) providers could be forced to immediately close to new business on 1 March when a European Court decision on gender underwriting is announced.

A client who owns a four-man window fitting company has asked me to organise business protection for him. This is not an area I'm familiar with, so as a complete beginner how do I go about evaluating the amount I should be protecting him for?