Individual Protection

Bereavement benefits need to be altered to better support those who have suffered the death of a loved one, government research has found.

When addressing a client's protection needs, most products deal in the term space. But with people potentially outliving these contracts, Owain Thomas looks to whole of life for rejuvenation.

Doctors have hit back at proposals that would force them to encourage patients to stay in or go back to work as soon as possible.

The most unnecessarily underinsured group in the UK is the HIV community, according to specialist advisers Unusual Risks.

The number of staff taking time off due to job stress has increased by 25% and total time off due to psychological problems by more than a third, research has found.

The government could force people judged too sick or disabled to be employed to do unlimited unpaid work or risk losing their benefits.

LV= has big plans for 2012. Paul Robertson interviews one of the industry's most prominent Welshmen, Mark Jones.

Young adults are just as aware of the need to protect their income and health as their elder peers, but fall behind when it comes to life insurance and critical illness (CI).

Phil Jeynes warns that removing components from simple products may mean weaker cover for clients.

LV= has announced it paid 91% of income protection (IP) and 88% of critical illness (CI) claims in 2011.