Those caring for children and older relatives are under financial strain, research finds
Value-added services are available to partners/spouses, parents and children of members - not just policyholders
Nine in 10 do not have income protection, says the Cost of Resilience Report
Legal for Life service part of mutual benefits policy now available to families of members
Rehabilitation, return to work packages and lump sum benefit for trauma included
Signature-free service offers instant cover online, real-time updates and immediate alerts from third parties
Rate changes to 'income assured enhanced' and 'my earnings insurance' following adviser feedback
Only one in 10 have income protection, says Cost of Resilience report
Paul Avis weighs up the differences between employer-led and personal income protection policies
Closure of whole of life offering has seen shift towards term assurance, but income protection offers growth opportunity