Insurers are now paying out on more than 88% of critical illness (CI) claims as the industry battle to stamp out non-disclosure shows signs of success, according to LifeSearch.
Pulse Insurance has entered the Income protection (IP) market. As with the firm's life and medical products it will be aimed at the impaired life and difficult to place market.
Just how clear is the future for critical illness? Steve Casey outlines the factors contributing to the product's future.
Do you think that the introduction of Bright Grey's new cut-down CI policy, set to be sold exclusively online, will impact customers that would previously have visited an IFA? Is this the shape of things to come?
Providers looking to enhance CI products must consider the effect on systems and pricing, and whether further underwriting is required. Julie Hopkins explores how cover can be retrospectively amended.
Bupa has made extensive changes to its critical illness (CI) product. The provider will be making a...
Following his brother's diagnosis and recovery from throat cancer last year, Bob wants to take out some critical illness (CI) cover for himself. Bob is 47, drinks moderately but has a body mass index (BMI) of 32 despite being physically active by cycling...