Group Protection

Group risk markets have a bright future, but, says Lee Watson, risks of getting quotes and applications wrong are increasing.

The government is cutting welfare budgets with a change in focus on disability benefits. As a result many people currently unemployed through sickness or disability could find themselves in a tough situation. How would I position my business to take this...

In ‘an increasing trend towards severity-based critical illness cover' nearly 60% of critical illness policies now offer severity-based cover.

Government should encourage greater take-up of income protection (IP) to relieve the burden on the taxpayer and Treasury and improve attitudes to the welfare state, MPs heard yesterday.

With over 300,000 employees moving from work to state sickness benefits, and many employers looking to reduce sick pay within the next year, income protection 'must not be ignored', PG Mutual has said.

Unum has launched Sick Pay Insurance (SPI), a new group protection product to help employers and employees manage short breaks from work due to illness and injury.

Howard Rayner, group legislation manager at Canada Life Group Insurance explains the current benefit system to delegates at a COVER Breakfast Briefing

Nearly one in five (19%) of people in the UK aged 16 and over have displayed some forms of anxiety or depression, the Office of National Statistics (ONS) has found.

A think tank is recommending mandatory protection insurance for personal and small business loans, a proposal CUNA Mutual is taking up.

Is a specific protection trade body the best result advisers can aim for? Richard Verdin introduces a different option.