Income Protection

Friends Life has announced enhancements to its Group Income Protection (Group IP) policy.

No longer just an insured benefit, group IP is making waves with a range of additional features and is set to benefit from auto-enrolment and changes to the default retirement age. Nicola Culley finds out why it could be a gold mine for advisers.

Some of the categories were very tight for this year's COVER awards. Others were new entrants to some categories; particularly notable in the healthcare sector.

Many insurers cite ‘early intervention' as key to improving long term absence outcomes and improving the claims experience of group income protection (GIP) policies.

Establishing a clear income replacement proposition in time for February's final Review of Simple Financial Products could be "unlikely", Swiss Re has said.

Bright Grey and Scottish Provident have announced their plan for Gender Directive pipeline business.

An estimated 12 million British workers who do not eat their five-a-day are reducing their ability to work effectively, according to vielife.

Welcome to the Autumn issue of Healthy, Wealthy & Wise. The special supplement can be a helpful aid for advisers in trying to build client understanding of protection. This issue is very focused on income protection and workplace benefits.

Employers should review their group income protection strategies due to increasing staff reliance on company benefits, Mercer is advising.

Unum is optimistic the Money Advice Service (MAS) will still be a strong contender to distribute the recent steering group-proposed simple products, despite recent troubles.