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Author profile

Charlotte Richards

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Articles by Charlotte Richards

uncategorised

So what, Darling, can I do for you?

This year's budget did little for insurance

clock 01 May 2009 •

Underwriting

Questions to ask about… Climbing & mountaineering

Climbing and mountaineering are growing as a sport yet they can be potentially hazardous and occasionally fatal. By asking the right questions about the type of climbing, underwriters can ensure the correct price is charged for the risk explains Nicky...

clock 01 May 2009 •

Whole of Life

Life in the old girl yet

When approaching later life, as term assurance comes to an end, clients do not want to be concerned with either increasing mortgage terms or reevaluating wills in order to avoid inheritance tax issues. By taking out whole of life cover instead, Simon...

clock 01 May 2009 •

Cashplans

Survival of the fittest

As recession forces employers to make cost savings where possible, Peter Lauris advises how intermediaries can ensure healthcare benefits survive.

clock 01 May 2009 •

uncategorised

Planet Insurance

I welcome the publication of the new Income Protection (IP) Task Force White Paper.

clock 01 May 2009 •

Critical Illness

Market Views

Do you think that the introduction of Bright Grey's new cut-down CI policy, set to be sold exclusively online, will impact customers that would previously have visited an IFA? Is this the shape of things to come?

clock 01 May 2009 •

uncategorised

Risk Clinic Case Study

Jack and Jill are professional actors in their mid-fifties, based in London, with a variable rate mortgage of £800 a month. They work pretty regularly and do tutoring or administrative work when acting work is poor. They would like an income protection...

clock 01 May 2009 •

uncategorised

Nuts and bolts...

Anthony Burpitt offers a tour through two ‘real world' techniques that are used by insurers to reduce ‘headline' premiums.

clock 01 April 2009 •

PMI

Converging trends

PMI must adapt and cover needs of ageing society

clock 01 April 2009 •

uncategorised

Avoiding the toothache

Good oral health is not just about avoiding the dentist's drill - it is also linked to general health and wellbeing of employees. Pam Whelan explores dental benefit schemes.

clock 01 April 2009 •
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