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Author profile

Charlotte Richards

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Articles by Charlotte Richards

Critical Illness

Risk Clinic: Life and CI enhancements

I treat life and critical illness as fairly commoditised products for perfectly healthy people aged under 35. Can I do more to help them in this area?

clock 13 May 2011 • 4 min read

Technology

PMI portals - Setting out your stall

PMI brokers want efficiency, accuracy and security, so where is market support for a single portal providing access to all insurers? Alistair Sclare investigates

clock 13 May 2011 • 7 min read

Technology

Technology - Out of the tin can age

Technology is generally considered a ‘good thing' in insurance, having come a long way from such primitive beginnings. But which technology, and how does it fit protection? Stuart Hayman investigates

clock 13 May 2011 • 7 min read

Underwriting

Around the world: Buying insurance on mobile phones

Greg Becker looks at how Ghana is leading the way in providing insurance - through mobile phones

clock 13 May 2011 • 4 min read

Critical Illness

Partying like it's 1986

It all began 25 years ago with the launch of the UK's first ever critical illness products by Abbey Life and Allied Dunbar. Scottish Provident's Jennifer Gilchrist looks back on a seminal moment in the history of protection...

clock 13 April 2011 • 6 min read

uncategorised

Clouds and their ­linings

While experience counts for something, training in a post-RDR environment should not be seen as a regulatory burden, says Julie Pardy

clock 13 April 2011 •

Regulation

Market views: The FCA's view of future regulation

Can you see a change in focus for the FSA's replacement, following its renaming to the Financial Conduct Authority (FCA), rather than the previously suggested Consumer Protection and Markets Authority (CPMA)?

clock 13 April 2011 • 5 min read

uncategorised

Putting all the pieces together

Kirsteen Grant looks at simple products as a key piece in the puzzle to help providers raise consumer awareness

clock 13 April 2011 •

Underwriting

Risk Clinic: Protecting those with pre-existing conditions

I have a client who has many health problems, but recognises the significant need for protection. Due to his Crohn's disease, type 1 diabetes and heart condition, I have found it impossible to get cover from any of the major providers. Cost is not an...

clock 13 April 2011 • 4 min read

uncategorised

Untangling the net

If the FSA changes the way protection products are marketed, what will the effect be on technology? Andy Valvona highlights some good news for advisers

clock 13 April 2011 •
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