Opinion

One of the most commonly cited reasons for poor protection sales is that most of the country is unaware of the availability of these products and what support they can provide.

Today's proposal for a public funded-private sector operated long-term care (LTC) insurance by think tank Strategic Society Centre is to be commended and condemned.

The debate between insurers "right" to assess risk vs concerns about unethical discrimination has come into sharp focus again.

Paul Hudson of Cirencester friendly has given the FSA's judgement on Holloway plans the thumbs up but feels there is still more work to be done for the product.

First HM Treasury consults on simple products, then the FSA on product regulation - what gives?

David Gulland of RGA analyses the ECJ's decision to ban gender based pricing and asks where underwriting goes from here?

In the ongoing battle between the legal profession and the insurance industry, the latter currently sits at win-one-lose-one, but the big fight may be yet to come...

Following on from the introduction of sales guidelines for critical illness, COVER's sister title Mortgage Solutions has asked the industry if advisers need increased guidance in selling protection.

The FSA is consulting on exempting Holloway products from RDR fee-based payments, but the devil is in the detail as the exemption would not apply to all products.

The new ESA statistics are being abused but, says Owain Thomas, they could spur IP sales.