Opinion

Kevin Carr gives his verdicts on five key developments in the industry this month.

I have a client looking to buy life and income protection (IP) cover. My problem is that, although he has indefinite leave to remain in the UK, he is a refugee and has no long-term medical or financial history. What problems are we likely to encounter?...

With the launch of the simple products steering group, what should be the focus for its protection element? Is there a hesitation about actually designing products that are simple?

It's not often that people in financial services take a long view of the future, but earlier this year the Long Finance Forum of Futurists produced the report: In Safe Hands, on possible scenarios for the future of financial services heading towards 2050....

COVER has launched a campaign, initially in partnership with the Protection Review, to reform the practice of writing list-based occupational definitions (Activities of Daily Living and Working - ADL and ADW) for income protection.

COVER's editor Paul Robertson introduces the new website and invites you to come in and nose around.

Greg Becker fears the RDR may worsen consumer detriment as fewer people seek advice.

Phil Jeynes warns that removing components from simple products may mean weaker cover for clients.

The debate between insurers and their ‘right' to assess risk against public policy concerns about unethical discrimination has come into sharp focus again with the European Court of Justice's (ECJ) ruling on gender discrimination.

Speak up when leader's leave of absence risks rumour disease, says Kay Williamson