News

One insurer's decision to offer vegetarians cheaper life cover marks a move towards preferred life underwriting. Roger Edwards asks if the rest of the market will follow suit

Although much focus is placed on critical conditions, advisers would do well to get to grips with the underwriting implications of everyday illnesses, says Debbie Bolton

Critical illness and income protection are not to be regulated alongside LTC

Compulsory regulation is sure to replace the GISC at some stage in the future, writes Iain McMillan

Regional long term care payments would reflect the variation in UK care costs

Mortgage payments have come down as a result of reducing interest rates. Should my mortgage IP clients be looking to reduce their benefits?

Rule F42 cannot be legally implemented at present also GISC membership will remain voluntary, says Catherine Nicoll

The delay to the implementation of Rule F42 gives us more time to lobby against the possibility of duplicated regulations, says Paul Smee

Failure to recommend standalone MPPI is leaving some clients unprotected

Five insurers have now been accredited under the Raising Standards initiative