Feature

Does genetic make up or lifestyle dictate female claims? Johanna Gornitzki takes a look at the trends in the protection and health insurance market

Guaranteed insurability options are a great way to ensure a client's policy matches their changing needs, but when re-broking, advisers must tread carefully, says Nick Kirwan

To ensure the group IP market consolidates its position, intermediaries must wean themselves off re-broking and focus on generating new business. Peter Madigan reports

Damaging allegations of mis-selling occur frequently in the critical illness and income protection markets. Rona Doyle explains how to avoid the pitfalls

With the corporate healthcare cash plan market going from strength to strength, Johanna Gornitzki discovers a sector filled with new business opportunities for advisers

Multiple sclerosis can have severe implications for individual protection assurance, says Lisa Allcock

Damaging allegations of mis-selling occur frequently in the critical illness and income protection markets. Rona Doyle explains how to avoid the pitfalls

Despite being a highly valued employee benefit, the take-up of corporate private healthcare schemes remains very low. Peter Madigan reports

Tele-underwriting can reduce the time required to process protection applications and in some cases, eradicate the need for additional medical evidence, says Gerry Warner

Assessing the risk of congenital heart disease can prove problematic. Wendy Hickman looks at the implications for protection cover