universal credit

Regulation

Industry reacts to FSCP consumer paper

ABI makes statement on consumer panel findings while key protection figures welcome call for Universal Credit means-testing exemption

clock 07 September 2018 • 3 min read

Regulation

Building Resilient Households plans Universal Credit response

Lobbying group wants means-testing exemption for financial protection claims added to Resolution Foundation recommendations on Universal Credit migration

clock 06 September 2018 • 2 min read

Income Protection

Income protection - Group Vs Individual

Paul Avis weighs up the differences between employer-led and personal income protection policies

clock 14 August 2018 • 6 min read

Individual Protection

Tom Baigrie: Have the stars aligned?

The recent DWP update on Universal Credit presents the protection industry with a 'wonderful opportunity'

clock 06 August 2018 • 2 min read

Critical Illness

Johnny Timpson: 35 years of critical illness

Scottish Widows' Johnny Timpson reviews the 35 years since critical illness cover was introduced

clock 06 August 2018 • 7 min read

Individual Protection

DWP: Mortgage protection pay-outs excluded from means-testing

Income from insurance covering mortgage payments disregarded when entitlement to benefits assessed

clock 11 July 2018 • 3 min read

Income Protection

Mutuals pay 93.7% of income protection claims in 2017

Data from nine members of AFM indicates "higher than the industry average" stats from mutual insurers

clock 25 April 2018 • 1 min read

Adviser / Broking

Mortgage support benefit cuts will affect protection advisers

Switching of SMI from benefit to loan and changes to JSA and ESA waiting times should be noted

clock 12 April 2018 • 2 min read

Individual Protection

Johnny Timpson: The 'gig economy' and the need for a financial safety net

Scottish Widows' Johnny Timpson highlights the need - and opportunity - to provide protection for self-employed workers and those with short-term contracts.

clock 31 January 2018 • 4 min read