The vast majority of consumers are only prepared to pay less than £5 per week for income protection (IP) with almost a third not willing to pay anything, new research has revealed.
Poor workforce health accounts for more than a quarter reduction in productivity while presenteeism costs businesses three times more than sickness absence, Legal & General has found.
Legal & General has credited diversification into non mortgage related business for strong individual protection results that boosted its third quarter performance.
Addressing employee stress is far more productive than agitating to sack unproductive workers, Canada Life has said.
With many legislative changes in the works, the group risk market is hesitant at present. Owain Thomas examines the bigger picture of what is to come for group income protection.
More than half of SME employers fear the cost impact of the government's health and welfare reforms, according to Jelf Group.
The Department for Work and Pensions (DWP) has said removing tax disincentives for employers to implement health and wellbeing strategies may be the "best way forward".
Unum has launched a new group income protection (GIP) product targeted at a wider range of employees than most schemes.
During a recent visit to a small company, my client was complaining about the length and frequency of her staff absence. Having no experience in this before, where would my start point be in introducing an absence management and return to work policy...
Half of British workers would not receive any support in returning to work from a long absence or do not know what help is available, according to new research.