government

Trade body Group Risk Development (Grid) is to submit a last minute submission to the Government in an attempt to get insurers and employers an exemption from retirement age legislation pertaining to protection products.

Insurers and re-insurers are experts in long-term group risk in all kinds of areas.

Peter Barnett, policy adviser to the House of Lords, says October's spending review will have a direct effect on financial services.

There is to be a cap on the overall amount of benefits a family can receive from the state.

With change in the air for the NHS, Ian Talbot discusses the importance of absolute clarity when advising clients on private healthcare

With the Government publicly looking to significantly cut welfare benefits spending, is it compliant with regulation for advisers to be raising clients' awareness of this and using it as a tool to increase protection sales, bearing in mind that the widows...

Last month's issue included a fascinating article on the concept of outsourcing disability benefits to the mutual insurance sector and an income replacement top-up which would be paid in addition to State Benefit (page 6 COVER Aug 2010).

Over half of UK adults are worried they won't be able to afford to look after their health into old age, according to a new report.

A large part of the South African population consists of low income families and individuals. With the RDR on the horizon and the creation of the money guidance service just around the corner, Andy Milburn looks at what we can copy from the protection...

The Government has announced a policy of cutting across all departments. Peter Barnett assesses what this regime of a thousand cuts means for the protection and health intermediary