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CBK

Critical Illness

Risk Clinic: Underwriting mental health problems

Alice suffered from anorexia in her teens and early 20s. She now has a partner with whom she shares a joint mortgage but also has some underlying mild depression.

clock 11 October 2010 • 4 min read

Marketing

Aegon considers commission methods

Aegon is looking at its method of remunerating advisers selling protection products.

clock 11 June 2010 • 1 min read

uncategorised

Industry figures question Conservative's FSA plans questioned

Senior industry figures have questioned Conservative plans to transfer regulatory powers from the FSA to either the Bank of England (BoE) or a new consumer protection body.

clock 01 January 2010 •

uncategorised

Risk Clinic Case Study

Hugo, a teacher, has a mortgage and three separate loans. All have payment protection insurance(PPI) associated on an individual basis. He has recently started a family and is looking at a broader policy. He is healthy but has a BMI of 34. What would...

clock 02 November 2009 •

Individual Protection

IFA calls for mixed commission option on protection

A protection and investment IFA is calling on providers to help him adopt a uniform charging method across both sides of his business.

clock 06 August 2009 • 2 min read

uncategorised

Risk Clinic Case Study

John, 45, is an office manager looking for protection. He has a £200,000 mortgage and two children that he has custody of following his divorce two years ago. He does not exercise and although he had an alcohol problem four years ago, he does not drink....

clock 03 August 2009 •

Critical Illness

Risk Clinic: Overweight clients

Following his brother's diagnosis and recovery from throat cancer last year, Bob wants to take out some critical illness (CI) cover for himself. Bob is 47, drinks moderately but has a body mass index (BMI) of 32 despite being physically active by cycling...

clock 02 March 2009 • 4 min read
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