A view from the new modern adviser (and why Royal London, Aviva and Vitality are leading the way)

My name is Jack Wild, company director at Jack Wild Consulting in London. Having spent a number of years giving advice on protection insurance at firms such as LifeSearch, I set up on my own in 2014 to help families and businesses protect against financial turmoil. I've been giving protection advice for around ten years, but the model I operate now is a bit different in that I am effectively a ‘freelance' protection adviser. I currently work as a consultant with three different adviser businesses - which are typically traditional mortgage and/or wealth management firms - who aren't...