Underwriting

Smear tests can detect cervical cancer as well as pre-cancerous conditions. Fergus Bescoby explains the underwriting implications of abnormal cells and different cancer stages

Aviation can be a potentially hazardous hobby. By asking some additional questions, underwriters can determine the category a pilot falls into and the level of risk involved, explains Kevin Carr.

There are over 5 million asthmatics in the UK and, depending on its severity, the condition can affect ratings on health protection. Fergus Bescoby explains

Aviation can be a potentially hazardous hobby. By asking some additional questions, underwriters can determine the category a pilot falls into and the level of risk involved, explains Kevin Carr

Ruth, 26, is a magazine designer living in London. Although in good health, she suffered from ME for two years in her teens, and contracted malaria while on a gap trip around the world. While she is generally in good health, her ME flared up slightly...

Insurers have reported a growth in breast-lump disclosure on application forms but these are often benign. Anne Llewellyn explains the underwriting implications of breast disease

In the first of a series John Woodford offers a guide to the elements going into the pricing of protection products

With the EU Gender Directive now UK law and more changes anticipated, Nick Starling explores the potential impact of anti-age discrimination legislation on health and protection insurance

Paul Gyseman highlights how cost savings, greater efficiency and increased consumer satisfaction can be achieved through tele-underwriting in its various forms; little ‘t', middle ‘t' and Big ‘T'.

Beverly, 42, earns £44,000 working as an architect for a large building company. She has nerve damage in her right arm caused by a car accident a few years ago for which she was not at fault. She is divorced with custody of two children aged 11 and 14....