Underwriting

A disease that affects nearly 15% of the population yet little is known of the cause, Fergus Bescoby takes a look at age-related macular degeneration (ARMD)

Climbing and mountaineering are growing as a sport yet they can be potentially hazardous and occasionally fatal. By asking the right questions about the type of climbing, underwriters can ensure the correct price is charged for the risk explains Nicky...

A common disease, yet still barely understood, Anne Llewellyn gives a guide to the underwriting of multiple sclerosis

Smear tests can detect cervical cancer as well as pre-cancerous conditions. Fergus Bescoby explains the underwriting implications of abnormal cells and different cancer stages

Aviation can be a potentially hazardous hobby. By asking some additional questions, underwriters can determine the category a pilot falls into and the level of risk involved, explains Kevin Carr.

There are over 5 million asthmatics in the UK and, depending on its severity, the condition can affect ratings on health protection. Fergus Bescoby explains

Aviation can be a potentially hazardous hobby. By asking some additional questions, underwriters can determine the category a pilot falls into and the level of risk involved, explains Kevin Carr

Ruth, 26, is a magazine designer living in London. Although in good health, she suffered from ME for two years in her teens, and contracted malaria while on a gap trip around the world. While she is generally in good health, her ME flared up slightly...

Insurers have reported a growth in breast-lump disclosure on application forms but these are often benign. Anne Llewellyn explains the underwriting implications of breast disease

In the first of a series John Woodford offers a guide to the elements going into the pricing of protection products