Underwriting

Life insurance companies and reinsurers love a bit of jargon, so what is retrocession and how do companies use it? Mick James explains

Non-contestability of claims is, on the surface, a way to rebuild consumer confidence in insurers. However, as Simon Havinden notes, lessons from the US suggest otherwise

Who are Insurope? What products do they pool in UK? What are the UK Group Risk pooling results? What are their strengths and USPs? Morten Unneberg, chief executive officer, Insurope Network explains

What is pooling? Why is pooling important? Who should do it? What are the benefits? Jon Ford, sales director, Canada Life Group Insurance explains.

UnderwriteMe has gone live, as Exeter Family Friendly, Scottish Provident, Scottish Friendly and SunLife are now using UnderwriteMe software within their own propositions, with three further insurers set to go-live in the next quarter.

Exeter Family Friendly has integrated UnderwriteMe's up to date underwriting system into its income protection processes.

There is a technology that US businesses, including insurers, have adopted wholesale, but that the UK has been slow to pick up. Guy Williams explains

Ian Teague queries whether the industry is delivering the best possible underwriting experience to consumers and advisers.

Income protection provider Exeter Family Friendly has increased the medical underwriting limits for its plan for low risk workers.

Direct life has launched a fully comparable buy now life insurance policy, available to advisers through Direct Life's LifeQuote service and direct to the public through Confused.com.