Individual Protection

Rocketing house prices have turned Inheritance Tax into a charge affecting the larger population. Johanna Gornitzki examines the ways this tax can be avoided

Critical illness (CI) has finally succumbed to the slump that has been blighting the protection market. But resurrecting the product may be an issue of reinvention as Peter Madigan discovers Click here to download pdf

Bowel cancer is one of the most common forms of cancer in the UK. Sara Forrest explains how underwriters view this condition

Overview: The plan is a regular premium, non-qualifying, non-profit whole of life (WOL) plan designe...

Skin cancer affects 65,000 people in the UK every year. Rachel Hanslope explains what underwriters take into account when looking at this area

Overview: Elixia 123 is a standalone critical illness (CI) term product. It divides illness types i...

A clearer process

Overview: The protection menu is a menu-based protection product which offers: • Level life cover ...

Caroline, 25 and John, 30, are about to have their first child. Caroline works as a PA and John works for a management consultancy firm in London. They have a combined salary of £45,000. They do not have insurance of any kind, but are aware they need...

Debra Bradley assesses the impact of worldwide travel,smoking and cannabis use on respiratory diseases and theunderwriting of those conditions