Individual Protection

Mortgage lenders must not rely solely on the Mortgage Market Review's affordability testing to prevent customers falling into arrears, a mortgage servicer has warned.

Credit waiver experts have rebutted accusations that credit waiver products have restrictive payment exclusion periods and no unemployment cover, while announcing an imminent launch with the first mortgage lender to offer an integral waiver feature.

Around 70% of HIV Life Assurance applications are now being made in connection with a mortgage, according to medical financial advisers Unusual Risks.

Following Treasury Select Committee member Andrew Love, calling for Government action on an increasing protection gap in the mortgage sector, protection provider British Money has begun lobbying for an auto-enrolment solution.

Legal & General's retail protection sales rose by 56% year-on-year in quarter one to £42m, results from its interim management statement have revealed.

Friends Life has revealed it paid 91% of all critical illness (CI) claims received during 2013.

An increasing number of mortgage holders are ‘financially exposed' as the level of protection cover has dropped over the last year, Scottish Widows has warned.

Paradigm Mortgage Services has has confirmed it will be taking its first post-Mortgage Market Review (MMR) and protection round table to Birmingham this month.

Thousands of people are putting themselves at risk of a major stroke by dismissing their symptoms and are unaware that they are having a mini-stroke; a report has warned.

Income Protection (IP) ‘holds the key to keeping on top of the Mortgage Market Review (MMR), Cirencester Friendly has said.