Individuals should contribute towards future long term care costs but insurers will face a difficult task providing schemes to suit, according to a survey conducted by law firm Pinsent Masons LLP.

Swiss Re has said the insurance and reinsurance sectors will continue their "U-shaped" recoveries in 2010 alongside the major global economies.

Scottish Provident has launched an online tool kit, giving advisers the information to quickly and effectively pinpoint the relevant protection requirements for their clients.

While applauding the ABI's latest on Total and Permanent Disability, Ian Jefferies says Critical Illness cover needs innovation if sales are to improve

The FSA's protection proposals under the Retail Distribution Review (RDR) have been applauded, but with a few points to clarify.

Law Commission proposals on non-disclosure intend to clarify rules over when an adviser is representing a customer and when they are acting for the insurer, writes Owain Thomas and Laura Miller.

Senior industry figures have questioned Conservative plans to transfer regulatory powers from the FSA to either the Bank of England (BoE) or a new consumer protection body.

In November, the UK Forum for Genetics and Insurance (UKFGI) published a report which it commissioned from Professor Sandy Raeburn and myself which suggested possible options for improving the genetics moratorium.

Leon, (50) a shipping manager, has just married Emma (45) who has an 18 year-old daughter, Joanne.

Communicating a policy's peripheral benefits can add the edge that intermediaries need to make the sale, says Dominic Howard