Feature

If you are thinking about advising clients on long term care insurance, you need to know what the State will provide. Chris Ellicott takes a comprehensive look at this complex funding area

The underwriter will, in the first instance, look for a full disclosure from the applicant. This will usually be with a point of sale questionnaire designed to elicit the key areas of concern. These are date of onset, cause, whether the person is still...

David Macgregor reports on how manual workers often find it hard to obtain good quality income protection

Working later in life? An ageing workforce should be positive for the income protection market, says Joanne Hindle