underwriting

Aviva has overhauled its approach to large case underwriting, to make the process quicker and easier.

Unum has completed the roll-out of its fully electronic income protection (IP) application and underwriting process that means the vast majority of cases will be processed on the spot.

Axa PPP has taken over all underwriting of Permanent Health Company's private medical insurance (PMI) and dental products.

With the medical insurance sector in a state of flux, Owain Thomas dons the white coat and protective glasses to scientifically investigate the issues.

LifeQuote has developed a decision in principle tool for the protection market to assist advisers with the process of placing difficult lives with insurers.

LV= has revealed it completed almost two thirds (61%) of all protection applications from IFAs in five days or less last year.

Ellipse has improved the way it calculates free cover limits on its group life schemes.

Aviva has reduced its not taken up (NTU) rates for protection products by a quarter over the last three years.

Unmodelled aspects of longevity could invalidate insurer's predictions for policy pricing, reinsurer RGA has said.

Not only will the needs of each and every client who needs a protection policy differ, but advisers also have to factor in the different underwriting processes of providers...