underwriting

I have a client who has many health problems, but recognises the significant need for protection. Due to his Crohn's disease, type 1 diabetes and heart condition, I have found it impossible to get cover from any of the major providers. Cost is not an...

In the first of a series examining worldwide developments in products, distribution and initiatives, Greg Becker begins by looking at India

In the ongoing battle between the legal profession and the insurance industry, the latter currently sits at win-one-lose-one, but the big fight may be yet to come...

A client who owns a four-man window fitting company has asked me to organise business protection for him. This is not an area I'm familiar with, so as a complete beginner how do I go about evaluating the amount I should be protecting him for?

My client is 42 and runs a consultancy in the oil industry. As a result he has to travel extensively, including contracts in dangerous and high disease risk countries such as Algeria, Sudan and Nigeria. He has already arranged international private medical...

I sold my client a family income benefit (FIB) plan which has subsequently been claimed on. However, I was surprised to discover that the provider convinced my client to take the benefit as a lump sum instead. Should the adviser be informed about this...

Alice suffered from anorexia in her teens and early 20s. She now has a partner with whom she shares a joint mortgage but also has some underlying mild depression.