Mortality rates hit record low in 2026

CMI mortality monitor

Jaskeet Briah
clock • 1 min read

Mortality rates in England and Wales hit a record low in the first three quarters (Q3) of 2026 compared to the same period in any earlier year for both males and females, according to the Continuous Mortality Investigation (CMI).

Mortality rates dropped by 6%-10% for all age-groups over the last three years, with there being record lows in 2026 for most age-groups. However, mortality for young males remained higher than the record low seen in 2012 despite recent improvements, the CMI said. This follows a rise in mortality for young males prior to the pandemic. Specifically, there were around 900 deaths recorded in Q3 2026 that involved Covid-19, compared to 13,600, 7,600 and 3,200 in Q3 of 2023, 2024 and 2025, respectively. Steve Bale FIA C.Act, chair, the CMI Mortality Projections Committee, said: "Despite...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Whole of Life

Partner Insight: The Life & Pensions Proposition that Delivers Its Promise

Partner Insight: The Life & Pensions Proposition that Delivers Its Promise

A practical framework for life and pensions leaders who need to close the gap between what their proposition promises and what their operating model can actually deliver.

Sapiens
clock 23 July 2026 • 2 min read
Partner Insight: Unlocking Value or Creating Risk? Reframing the Secondary Market for Life Policies

Partner Insight: Unlocking Value or Creating Risk? Reframing the Secondary Market for Life Policies

In this article, Paul Higson CFP Chartered FCSI, Intermediary Distribution Manager at webuylifepolicy.com, addresses a key theme emerging from reader feedback, specifically how this evolving model is designed to support and protect vulnerable customers.

Paul Higson CFP Chartered FCSI, Intermediary Distribution Manager at webuylifepolicy.com
clock 06 May 2026 • 5 min read
Partner Insight: Rethinking the value of life policies

Partner Insight: Rethinking the value of life policies

Paul Higson CFP Chartered FCSI, intermediary distribution manager, webuylifepolicy.com, highlights in Cover Magazine that life policies may retain ongoing value, encouraging advisers to reassess and potentially unlock better outcomes for their clients.

webuylifepolicy.com
clock 14 April 2026 • 3 min read