Musculoskeletal, spinal issues and mental health problems most common reasons
Shepherds Friendly Society paid 95.85 of income protection claims in 2018, a year in which it experienced 7% growth in membership. Musculoskeletal pain (non-spinal) accounted for 27.15% of its 2018 claims, spinal issues for 14.5% and 11.97% were for mental health issues. Viral infections and flus (9.61%) and fractures (6.91%) were also common reasons for claims. Shepherds Friendly paid 331 claims in 2018 (up from 159 claims in 2017) and the amount paid in benefits was £1.04m. According...
Due to challenges obtaining medical evidence
'One of the first things to go'
'Work together, be prepared and where possible be flexible'
'When physical health suffers, mental health can suffer too'