What lifestyle changes will impact underwriting most?

UnderwriteMe Underwriters Forum survey

Adam Saville
clock • 1 min read

Vaping, genetic testing and wearable tech will have 'biggest impact' on protection underwriting

A survey taken at the recent UnderwriteMe Underwriters Forum, which brought together representatives from 13 insurance and reinsurance companies, found that vaping, genetic testing and wearable tech will influence protection underwriting more so than any other evolving lifestyle change. London & Country (L&C) were also at the event to share views on how underwriters can help smooth the sales process. "We hold the forum annually and this year we had the biggest attendance to date," said Steve Baldry, director of underwriting, UnderwriteMe. "Lifestyle issues such as the rise in obesity ...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Underwriting

The case for post-issue sampling

The case for post-issue sampling

“Nothing to fear, everything to gain”

Duncan Mitchell
clock 20 October 2026 • 6 min read
Royal London aiming to reduce GP report delays

Royal London aiming to reduce GP report delays

Partnership with iGPR

Cameron Roberts
clock 05 October 2026 • 1 min read
Zurich personal protection and IP added to UnderwriteMe platform

Zurich personal protection and IP added to UnderwriteMe platform

Eighth insurer to offer ‘Buy Now’ option

Cameron Roberts
clock 28 August 2026 • 1 min read