The COVER Excellence Awards 2004 were presented in London this month. The awards recognised exceptio...
The COVER Excellence Awards 2004 were presented in London this month. The awards recognised exceptional protection and health insurance products as well as rewarding service and innovation.
COVER readers rated insurers on their overall service, speed of offer, online facilities, marketing support, training, quality of products, product information, access to underwriters and efficiency of their claims process. The final score was based on insurers' performance across each of these areas.
Two awards – highly commended and overall winner – were presented in each category.
The winners were as follows:
Individual critical illness
Winner: Friends Provident
Highly commended: Abbey for Intermediaries (Scottish Provident)
Group critical illness
Winner: Legal and General
Highly commended: Scottish Equitable Employee Benefits
Group life
Winner: Legal and General
Highly commended: UnumProvident
Group income protection
Winner: UnumProvident
Highly commended: Friends Provident
Individual income protection
Winner: Friends Provident
Highly commended: Liverpool Victoria
Group PMI
Winner: BUPA
Highly commended: Standard Life Healthcare
Individual PMI
Winner: Standard Life Healthcare
Highly commended: BUPA