COVER Excellence Awards 2004

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The COVER Excellence Awards 2004 were presented in London this month. The awards recognised exceptio...

The COVER Excellence Awards 2004 were presented in London this month. The awards recognised exceptional protection and health insurance products as well as rewarding service and innovation.

COVER readers rated insurers on their overall service, speed of offer, online facilities, marketing support, training, quality of products, product information, access to underwriters and efficiency of their claims process. The final score was based on insurers' performance across each of these areas.

Two awards – highly commended and overall winner – were presented in each category.

The winners were as follows:

Individual critical illness

Winner: Friends Provident

Highly commended: Abbey for Intermediaries (Scottish Provident)

Group critical illness

Winner: Legal and General

Highly commended: Scottish Equitable Employee Benefits

Group life

Winner: Legal and General

Highly commended: UnumProvident

Group income protection

Winner: UnumProvident

Highly commended: Friends Provident

Individual income protection

Winner: Friends Provident

Highly commended: Liverpool Victoria

Group PMI

Winner: BUPA

Highly commended: Standard Life Healthcare

Individual PMI

Winner: Standard Life Healthcare

Highly commended: BUPA

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